Understanding Lasting Power of Attorney
A Lasting Power of Attorney (LPA) is a crucial legal tool allowing you to appoint someone you trust to make decisions on your behalf if you are unable to do so. This guide explains what LPAs are, the types available, and how they work to safeguard your interests.
Defining Lasting Power of Attorney
An LPA is a legal document enabling you to appoint a trusted person (an attorney) to make decisions about :
- Money and finances
- Property
- Healthcare
- Personal care and welfare
There are two main types
- Health and Welfare LPA
- Property and Financial Affairs LPA
Who Can Be an Attorney?
Your attorney doesn't need to be a legal professional but should be someone reliable and trustworthy, such as a partner, family member, friend, or a professional who agrees to take on this responsibility.
Decisions Made Under Health and Welfare LPA
A health and welfare attorney has the authority to decide on matters such as :
- Daily routines (eating, dressing)
- Medical care location and type
- Residence in a care home
- Life-sustaining treatment
Refusing medical treatment is typically permitted unless it's an emergency or under certain conditions such as being sectioned.
Financial Attorney's Role
Your financial attorney manages aspects like :
- Paying bills and managing expenses
- Handling property transactions
- Managing bank accounts and investments
The Importance of Choice and Trust
Choosing an attorney is a significant decision as they will have access to sensitive information and make crucial decisions about your life. Consider their reliability, understanding of your wishes, and ability to act in your best interests.
Planning and Creating an LPA
To create an LPA, you must be 18 or over and have the capacity to make such decisions. The process involves :
- Completing the relevant LPA form
- Having it witnessed and signed
- Registering it with the Office of the Public Guardian
Dealing with Disagreements and Misconduct
If an attorney doesn't act according to your wishes or best interests, complaints can be made to the Office of the Public Guardian, and the Court Of Protection can intervene or remove the attorney's powers.
What If You Don't Have an LPA?
Without an LPA, decisions will be made by healthcare professionals or the Court of Protection may appoint a deputy to manage your affairs. For financial matters, the court might appoint a suitable deputy, or the DWP might manage your benefits.